Privacy Policy for SeniCap Life:

Effective Date: January 1, 2026

State Insurance LLC DBA SeniCap Life (“we,” “our,” or “us”) respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or interact with our services.

1. Information We Collect

We may collect the following types of information:

• Name, email address, phone number, and mailing address

• Insurance-related information you choose to provide

• Payment and billing information, if applicable

• Information submitted through forms, quotes, or inquiries

• Device, browser, and usage data collected automatically through cookies or similar technologies

2. How We Use Your Information

We may use your information to:

• Respond to inquiries and provide requested services

• Process quotes, applications, and customer requests

• Communicate with you about your account or services

• Improve our website, products, and customer experience

• Comply with legal and regulatory obligations

• Send marketing communications, where permitted by law

3. How We Share Your Information

We may share your information with:

• Service providers who help us operate our business

• Insurance carriers, partners, or third parties involved in providing requested services

• Legal or regulatory authorities when required by law

• Other parties with your consent or at your direction

We do not sell your personal information.

4. Cookies and Tracking

We may use cookies and similar technologies to improve website functionality, analyze traffic, and personalize your experience. You can manage cookie settings through your browser.

5. Data Security

We use reasonable administrative, technical, and physical safeguards to protect your information. However, no method of transmission or storage is completely secure.

6. Your Choices

Depending on your location, you may have rights to access, update, delete, or restrict the use of your personal information. You may also opt out of marketing communications at any time.

7. Children’s Privacy

Our website and services are not intended for children under 13, and we do not knowingly collect personal information from them.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted on this page with a revised effective date.

9. Contact Us

If you have questions about this Privacy Policy, please contact us using the information provided on our website.